Fiona is a single mother in her early fifties. She wants to but a compact car that she can share with her oldest daughter, who is in full-time study. Fiona has good overall finances - she had been steadily employed for more than a decade. However, her credit score is bad because - a number of years ago and for a variety of reasons - she was forced to file for bankruptcy. Despite the fact that the bankruptcy is well in the past, her poor credit score has made it difficult for her to secure a loan to buy a new car. That’s when she decided to contact Rala.
John has spent the bulk of his working life in the transport sector. But he recently retrained so he could get a new job in manufacturing. The shift has been really positive for him, and his new experience has given him a business idea. John’s dream is to run his own company, so he started putting together a blueprint for his own small business.