What is it?

A prepaid mortgage is an option if you have recently experienced financial hardship. Prepaid interest is charged by lenders as part of the upfront closing costs associated with a mortgage.

A prepaid mortgage is an option if you have recently experienced financial hardship. Prepaid interest is charged by lenders as part of the upfront closing costs associated with a mortgage.

Our Process

Our Guarantee

Same Day Approval

As soon as your loan is approved, we will ensure the money is transferred to your lawyer straight away so that you don’t face any unnecessary delays.

No Charge Until The Deal Is Done

Because we value our customers, you won’t face any charges until your loan agreement is fully approved and the loan is already on its way to your account.

Charge Based On Risk, Not Lender’s Fee

Unlike other mortgage brokers, who aren’t always completely upfront, our charge is based on the risk associated with your loan, not on any undeclared finder’s fees.

No Undisclosed Lender’s Finder Free

We offer a service that is totally transparent and, as far as possible, operates in consultation with you, which is why we will never impose undisclosed finder’s fees on you.

No Financial Product Up-Selling

Our approach to business is based on trust and integrity, so we won’t try to attach any financial products to your loan agreement that you don’t need.

Same Day Approval

Same Day Approval

As soon as your loan is approved, we will ensure the money is transferred to your lawyer straight away so that you don’t face any unnecessary delays.

No Charge Until The Deal Is Done

No Charge Until The Deal Is Done

Because we value our customers, you won’t face any charges until your loan agreement is fully approved and the loan is already on its way to your account.

Charge Based On Risk, Not Lender’s Fee

Charge Based On Risk, Not Lender’s Fee

Unlike other mortgage brokers, who aren’t always completely upfront, our charge is based on the risk associated with your loan, not on any undeclared finder’s fees.

No Undisclosed Lender’s Finder Free

No undisclosed lender’s finder fee

We offer a service that is totally transparent and, as far as possible, operates in consultation with you, which is why we will never impose undisclosed finder’s fees on you.

No Financial Product Up-Selling

No Financial Product Up-Selling

Our approach to business is based on trust and integrity, so we won’t try to attach any financial products to your loan agreement that you don’t need.

Testmonials

Anna & John Alexander

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Anna & John Alexander

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Case Studies

Essential Mortgage Tips For Newcomers to Canada

You recently immigrated to Canada, and now the task of settling into a new country begins. Getting settled, learning about the area, and buying a home can be a daunting task for many new residents. As a new resident of Canada, you know you want a... new home, but you are not sure where to start your search or how to qualify for a loan with mortgage lenders in Vancouver.


Read More

Essential Mortgage Tips For Newcomers to Canada

You recently immigrated to Canada, and now the task of settling into a new country begins. Getting settled, learning about the area, and buying a home can be a daunting task for many new residents. As a new resident of Canada, you know you want a... new home, but you are not sure where to start your search or how to qualify for a loan with mortgage lenders in Vancouver.


Read More
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Tips & Strategies

1 May 2018

What to look for in a mortgage broker


What to look for in a mortgage broker

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1 May 2018

Everything you need to know about investment properties


Everything you need to know about investment properties

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1 May 2018

Tips For paying off your mortgage


Tips For paying off your mortgage

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Frequently
Asked Questions

What is a mortgage broker?

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Why deal with a mortgage broker?

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Mauris et est quis felis sollicitudin efficitur. Quisque ut urna vitae metus facilisis congue et in nisi. Nam ornare diam at neque vehicula vehicula. Sed elit diam, vestibulum eu risus sit amet, rhoncus aliquet urna. Mauris imperdiet mi sem, sit amet congue diam tempor in. Phasellus tristique commodo eleifend. Integer sollicitudin enim pharetra justo ultrices iaculis. Curabitur non vehicula magna. Sed in lacus quis dolor laoreet pretium. Etiam felis libero, vulputate nec accumsan eget, consectetur ut ante. Phasellus dapibus dapibus odio, ac malesuada justo. Mauris elit sapien, ornare sed velit non, luctus viverra turpis.

What are the costs of dealing with a mortgage broker?

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Mauris et est quis felis sollicitudin efficitur. Quisque ut urna vitae metus facilisis congue et in nisi. Nam ornare diam at neque vehicula vehicula. Sed elit diam, vestibulum eu risus sit amet, rhoncus aliquet urna. Mauris imperdiet mi sem, sit amet congue diam tempor in. Phasellus tristique commodo eleifend. Integer sollicitudin enim pharetra justo ultrices iaculis. Curabitur non vehicula magna. Sed in lacus quis dolor laoreet pretium. Etiam felis libero, vulputate nec accumsan eget, consectetur ut ante. Phasellus dapibus dapibus odio, ac malesuada justo. Mauris elit sapien, ornare sed velit non, luctus viverra turpis.

Why should I go to a mortgage broker first?

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Mauris et est quis felis sollicitudin efficitur. Quisque ut urna vitae metus facilisis congue et in nisi. Nam ornare diam at neque vehicula vehicula. Sed elit diam, vestibulum eu risus sit amet, rhoncus aliquet urna. Mauris imperdiet mi sem, sit amet congue diam tempor in. Phasellus tristique commodo eleifend. Integer sollicitudin enim pharetra justo ultrices iaculis. Curabitur non vehicula magna. Sed in lacus quis dolor laoreet pretium. Etiam felis libero, vulputate nec accumsan eget, consectetur ut ante. Phasellus dapibus dapibus odio, ac malesuada justo. Mauris elit sapien, ornare sed velit non, luctus viverra turpis.

If I have poor credit, am I still eligible for a mortgage?

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Mauris et est quis felis sollicitudin efficitur. Quisque ut urna vitae metus facilisis congue et in nisi. Nam ornare diam at neque vehicula vehicula. Sed elit diam, vestibulum eu risus sit amet, rhoncus aliquet urna. Mauris imperdiet mi sem, sit amet congue diam tempor in. Phasellus tristique commodo eleifend. Integer sollicitudin enim pharetra justo ultrices iaculis. Curabitur non vehicula magna. Sed in lacus quis dolor laoreet pretium. Etiam felis libero, vulputate nec accumsan eget, consectetur ut ante. Phasellus dapibus dapibus odio, ac malesuada justo. Mauris elit sapien, ornare sed velit non, luctus viverra turpis.

What should I budget for a home purchase?

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Mauris et est quis felis sollicitudin efficitur. Quisque ut urna vitae metus facilisis congue et in nisi. Nam ornare diam at neque vehicula vehicula. Sed elit diam, vestibulum eu risus sit amet, rhoncus aliquet urna. Mauris imperdiet mi sem, sit amet congue diam tempor in. Phasellus tristique commodo eleifend. Integer sollicitudin enim pharetra justo ultrices iaculis. Curabitur non vehicula magna. Sed in lacus quis dolor laoreet pretium. Etiam felis libero, vulputate nec accumsan eget, consectetur ut ante. Phasellus dapibus dapibus odio, ac malesuada justo. Mauris elit sapien, ornare sed velit non, luctus viverra turpis.

Consultation Form


Please do not hesitate to contact us by phone to discuss your situation. Rala Investments Ltd. provides first, second and third mortgages on all types of properties anywhere in British Columbia. We also arrange mortgages on partial interests in property. For a no obligation consultation, please call us today!

Consultation Form

Mortgage Calculator

Canadian mortgage calculator with amortization schedule

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Monthly Loan Calculator with Amortization

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